Articles

There are techniques that can enable older homeowners to use their property to finance their lifestyle.

Here are some smart ways to refinance your home.

A living trust can help control the distribution of your estate upon death.

An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Understanding different types of investment risk can help investors manage their money more effectively.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

Living benefits can help protect variable annuity owners from running out of money in retirement.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.